One-Time Plans

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 A deep, analytical review designed for people who manage their finances on their own and want to be absolutely sure they're not missing anything. If you prefer to DIY but want expert validation, blind-spot detection, and access to professional planning tools, this gives you clarity and confidence without committing to ongoing support. 

Consider a one-time plan if:

• You handle most of your financial life independently but want a professional to check for blind spots you might not know to look for.
• You want your approach stress-tested using professional planning software and an outside perspective.
• You want a clear, prioritized roadmap you can implement on your own.
• You'd rather work through this once thoroughly than commit to an ongoing relationship.

Your plan includes a full analysis of:

• Cash flow and spending structure
• Debt payoff strategies, including student loans and other obligations
• Investment review and allocation guidance
• Education planning and 529 considerations
• Insurance analysis to identify gaps or over-coverage
• Employee benefits review — making sure your current elections are working for you
• Tax-aware planning for your current situation
• Financial trajectory modeling — understanding what's possible and how today's decisions shape your future options
• Estate planning review and beneficiary alignment

You get a clear strategy with recommendations tailored to your goals and the way you prefer to manage your finances.

• Validation that your current approach is sound, or clarity on what needs to change
• Blind-spot detection from someone who does this work every day
• Professional-grade projections done in RightCapital, a financial planning platform used by advisors across the country. 
• A clear roadmap you can follow independently
• Objective guidance with no sales or product pitches

Flat, transparent pricing. No assets under management, no commissions, no surprises.

A one-time, comprehensive financial plan is $4800: $2400 upfront, and $2400 at delivery.

If you're under 40 and early in your financial journey — W2 income, no equity compensation, no investment properties, no dependents — the Early Career rate is $3000: $1500 upfront and $1500 at delivery.

Not sure which applies to you? We'll figure it out together in your intro call. You'll know your fee before signing anything, and there's no expectation to continue with ongoing planning.

Dwight D. Eisenhower famously said, "Plans are worthless, but planning is everything." The real value isn't in the paper you get at the end. It's in the thinking, clarity, and alignment that come from the process itself.

A one-time comprehensive plan gives you that space. It's a chance to step back from the day-to-day and look at the bigger picture: what you're actually working toward, what matters most, and whether your current approach reflects those priorities. It creates a structured moment for deeper conversations, the kind that rarely happen when life is busy and you're juggling summer camp decisions, vet appointments, and everything else. It also gives you a professional review of the strategies you're using, whether they were chosen intentionally or simply evolved over time.

But once the plan is complete, life keeps moving. Circumstances shift, goals evolve, and assumptions that made sense today may not hold a year from now. With a one-time plan, you're the one responsible for updating and adjusting as things change.

The plan gives you a strong foundation. Your ongoing attention and work keep it relevant.

If this one is for you, you already know it's for you. So if you're questioning it, then opt for ongoing planning.